Coverage Types:
Understand the different types of coverage available (comprehensive , third party only and third party fire and theft). Evaluate which types are essential for your situation.

Policy Limits:
Determine the coverage limits for each type of insurance. Consider your assets and potential liabilities to decide on appropriate coverage limits for property damage and bodily injury.

Excess applicable:
Choose deductibles that align with your budget. Including unnamed drivers (including young and inexperienced) excess.

No Claim Discounts:
There are NCD on safe driving records. Take advantage of these to reduce your premium.

list of approved repair workshop:
Please refer to the full list of authorised workshop by respective insurer.

Policy Exclusions:
Understand the exclusions and limitations of the policy. Some policies may not cover certain situations, such as intentional damage or racing activities. Be aware of any restrictions that may apply.

Additional Coverage Options:
Explore additional coverage options, such as repair at any workshop, NCD protector assistance, personal accident and medical expenses.

Yes, motor insurance is mandatory in Singapore. The Motor Vehicles (Third-Party Risks and Compensation) Act requires all motor vehicles to be insured against third-party liability. This means that all vehicle owners must have at least third-party insurance coverage, which provides protection against claims from third parties for bodily injury or death, as well as damage to property.